Update your own beneficiaries and estate plan

Review who owns each account, primary and contingent beneficiaries, legal decision-makers, and whether documents reflect current relationships. Do not assume a will alone updates an IRA beneficiary or a bank's payable-on-death record.

Your attorney prepares or revises wills, trusts, powers of attorney, and other legal documents. Your CPA evaluates tax filing effects. Your advisor discusses how the assets support your financial goals. Confirm implementation directly with each institution.

Maintain a secure inventory and let a trusted person know how to find it without sharing passwords in unsecured messages. Review after major life changes. This educational website does not draft estate documents or hold your records.